How to Start a Plumbing Business in 2026: Complete Guide

Step-by-step guide to starting your own plumbing business. Covers licensing, insurance, tools, marketing, and how to get your first customers.

January 23, 202618 min read
How to Start a Plumbing Business in 2026: Complete Guide

How to Start a Plumbing Business in 2026: Complete Guide

Plumbing is one of the most profitable trades to start a business in. The demand is constant—pipes will always leak, drains will always clog, and water heaters will always fail.

Average plumbing business owner income: $75,000-$150,000/year (source: Bureau of Labor Statistics)

This guide walks you through everything you need to start your plumbing business the right way.

Step 1: Get Licensed

Licensing Requirements (Vary by State)

Most states require:

  • Journeyman experience: 2-5 years working under a licensed plumber

  • Master plumber license: Additional 2-4 years as journeyman (required in some states)

  • Contractor license exam: Business and trade knowledge test

  • Background check: Clean criminal record


Pro tip: Check your state's contractor licensing board website for exact requirements.

Common License Types

LicenseRequirementsAllows
Journeyman2-5 years apprenticeWork under master
Master2-4 years journeymanSupervise, pull permits
ContractorMaster + examOwn business, bid jobs

Step 2: Register Your Business

  • Choose a business structure

  • - Sole proprietorship (simplest)
    - LLC (recommended—liability protection)
    - S-Corp (best for higher income)

  • Register with your state

  • - File LLC/Corp paperwork
    - Get EIN from IRS (free)
    - Register for state taxes

  • Open a business bank account

  • - Separate personal and business finances
    - Required for LLC protection

    Step 3: Get Insurance

    Required insurance:

    • General liability: $500,000-$1M minimum ($500-$1,500/year)

    • Workers comp: Required if you have employees

    • Commercial auto: For your work vehicle


    Recommended:
    • Tools/equipment coverage: Protects your investment

    • Umbrella policy: Extra liability protection


    Step 4: Buy Essential Tools and Equipment

    Minimum Startup Kit ($5,000-$10,000)

    Hand tools:

    • Pipe wrenches (multiple sizes)

    • Basin wrench

    • Tubing cutter

    • Plungers and augers

    • Adjustable wrenches

    • Screwdrivers, pliers, channel locks


    Power tools:
    • Drill/driver

    • Reciprocating saw

    • Drain machine


    Diagnostic:
    • Inspection camera

    • Leak detector


    Vehicle ($10,000-$40,000)


    • Used cargo van: $10,000-$20,000

    • New cargo van: $30,000-$40,000

    • Consider leasing to preserve cash


    Step 5: Set Your Prices

    Pricing Models

    Hourly rate: $75-$150/hour (varies by market)

    • Pros: Simple, fair for complex jobs

    • Cons: Customers dislike uncertainty


    Flat rate: Fixed price per job type
    • Pros: Customers prefer it, higher margins

    • Cons: Requires experience to price accurately


    Sample Flat Rate Pricing

    ServicePrice Range
    Unclog drain$150-$300
    Fix leaky faucet$150-$250
    Replace water heater$1,200-$2,500
    Repipe bathroom$2,000-$4,000

    Step 6: Market Your Business

    Free/Low-Cost Marketing

  • Google Business Profile (FREE)

  • - Critical for local search
    - Get reviews from day one

  • Nextdoor (FREE)

  • - Hyperlocal recommendations
    - Business page is free

  • Facebook Business Page (FREE)

  • - Local community groups
    - Before/after photos

    • Google Local Service Ads: Pay per lead ($20-$50/lead)

    • Google Ads: Pay per click ($5-$30/click)

    • HomeAdvisor/Thumbtack: Pay per lead ($15-$75/lead)


    Step 7: Get Your First Customers

    Week 1-4 Strategy

  • Tell everyone you know you started a business

  • Offer friends/family discount for referrals

  • Post on local Facebook groups

  • Optimize Google Business Profile

  • Ask every customer for a review
  • Referral System

    Offer $50 referral bonus to anyone who sends you a customer. Word of mouth is the cheapest, highest-quality lead source.

    Step 8: Set Up Systems

    Phone System


    Never miss a call. Options:
    • Call forwarding: Free, but you must answer

    • Answering service: $200-$500/month

    • AI service (Fixly): $1/booking, 24/7 coverage


    Set up Fixly →

    Invoicing/Payments


    • Square or Stripe for card payments

    • QuickBooks or Wave for invoicing


    Scheduling


    • Google Calendar (free)

    • Jobber or Housecall Pro ($50-$200/month)


    Startup Cost Summary

    CategoryMinimumComfortable
    Licensing/permits$500$1,000
    Insurance$1,500$3,000
    Tools$5,000$10,000
    Vehicle$10,000$25,000
    Marketing$500$2,000
    Software/systems$200$500
    Total$17,700$41,500

    Timeline to First Revenue

    WeekMilestone
    1Register LLC, get insurance quotes
    2Open bank account, buy initial tools
    3Set up Google Business Profile, systems
    4First marketing, tell your network
    5-8First paying customers

    Common Mistakes to Avoid

  • Underpricing — Know your costs, charge what you are worth

  • No insurance — One lawsuit can end your business

  • Poor record-keeping — Track every expense from day one

  • Missing calls — Every missed call is lost revenue

  • No reviews — Ask every happy customer
  • Next Steps

  • Check your state licensing requirements

  • Calculate your startup budget

  • Set up your LLC

  • Get insurance quotes

  • Start telling people you are in business
  • The plumbing industry is not going anywhere. Start today, and you will be building a profitable business within months.

    Get Fixly to never miss a call →

    Frequently Asked Questions

    How much does it cost to start a plumbing business?

    Startup costs typically range from $10,000 to $50,000 depending on your location, whether you buy or lease a vehicle, and tool inventory. Minimum viable: $10,000-$15,000.

    Do I need a license to start a plumbing business?

    Yes. Most states require a plumbing contractor license. Requirements vary but typically include journeyman experience (2-5 years), passing an exam, and proof of insurance.

    How long does it take to start a plumbing business?

    If you already have your journeyman/master license: 2-4 weeks. If you need to get licensed first: 6-12 months depending on state requirements.

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